Lindsay LohanLindsay Lohan was dropped from 'The Other Side' last week after the film's financial backers deemed her "unbankable," a sterile way of saying poor Linds has become, plain and simple, a bad investment.

How has a girl once compared to a young Jodie Foster and able to generate a 300 percent return on investment for a movie as bad as 'Herbie Fully Loaded' become box office kryptonite?

CelebenomicsBy making a lot of bad decisions.

It isn't just that Lindsay's history of partying and drug abuse have made her difficult to insure. No actor, if a studio believes they will be an asset to a film, is impossible to insure.

"Insuring a celebrity is just like insuring any person or product -- the more likelihood there is of a problem, the higher the insurance premium. Someone with a pre-existing record of misbehavior or health issues might be more expensive to insure on a film set, but that doesn't mean they can't get insurance at a price," explains Hollywood Reporter Features Managing Editor Matthew Belloni.