This week, the news came out that 'Real Housewives of New Jersey' star Teresa Giudice owes a whopping $11 million in various debts. Having made a name for herself on the show as someone with a very lavish lifestyle, this came as a shock to everyone. Now, Teresa is speaking out exclusively to Naughty But Nice, giving her version of how things got so out of hand, and what she's doing to dig herself out of financial ruin. After the jump, details on the bankruptcy and why Teresa claims things aren't always as they seem on television.